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Our Travel insurance will provide our Guests with peace of mind and 24 hour emergency assistance service at good value prices.
Even the best-planned travel arrangements can be impacted by the unexpected illnesses and events.
Illness...medical emergencies...severe weather...delayed flights...lost passports or luggage are just some of the difficulties that can occur when you least anticipate them forcing you to cancel or interrupt your trip, lose your vacation investment, and incur unplanned expenses. Medical emergencies or unexpected illnesses are things you hope will never happen and can be even more difficult to manage when you are away from home.
myguideIreland together with our partners CSA we provide travel protection plans which offer important travel insurance coverage, benefits and 24-hour emergency assistance services to take care of you while traveling and protect your hard-earned investment. We anticipate the unexpected so you don't have to.
TRAVEL PROTECTION AND ASSISTANCE SERVICES
COVERAGE & BENEFIT LIMITS
| Coverage |
Benefit Limits Per Person |
Benefit Limits Per Policy |
|
Trip Cancellation
|
100% of the Trip Cost
|
100% of the Trip Cost
|
|
Trip Interruption
|
150% of the Trip Cost
|
150% of the Trip Cost
|
|
Travel Delay ($150 Daily Limit Applies)
|
$1,000
|
$10,000
|
|
Baggage Loss
|
$1,000
|
$10,000
|
|
Baggage Delay
|
$200
|
$2,000
|
|
Medical or Dental Expense
|
$50,000
|
$50,000
|
|
Emergency Assistance
(Emergency Medical Transportation)
|
$250,000
|
$250,000
|
|
Rental Car Damage
(Not available to residents of OR & TX )
|
$25,000
|
$25,000
|
|
Air Flight Accident
|
$100,000
|
$250,000
|
|
24-Hour Emergency Assistance Services
|
|
Medical Referral
|
Included
|
|
Traveling Companion Assistance
|
Included
|
|
Emergency Cash Transfer
|
Included
|
|
Legal Referral
|
Included
|
|
Locating Lost or Stolen Items
|
Included
|
|
Replacement of Medication and Eyeglasses
|
Included
|
|
Embassy and Consular Services
|
Included
|
|
Worldwide Medical Information
|
Included
|
|
Interpretation/Translation
|
Included
|
|
Emergency Message Relay
|
Included
|
|
Pet Return
|
Included
|
|
Vehicle Return
|
Included
|
|
Other Services
|
|
Identity Theft Resolution Services
|
Included
|
TRAVEL PROTECTION AND ASSISTANCE SERVICES
PLAN RATES & COMPENSATION
|
Trip Cost per person
|
Age
0 - 30
|
Age
31 - 55
|
Age
56 - 70
|
Age
71 - 75
|
Age
76 - 80
|
Age
81 - 84
|
Age
85+
|
|
$0.00
|
$18.00
|
$28.00
|
$30.00
|
$38.00
|
$46.00
|
$68.00
|
$77.00
|
|
$1-$500
|
$29.00
|
$40.00
|
$46.00
|
$61.00
|
$70.00
|
$109.00
|
$122.00
|
|
$501-$1,000
|
$47.00
|
$58.00
|
$70.00
|
$101.00
|
$124.00
|
$167.00
|
$206.00
|
|
$1,001-$1,500
|
$62.00
|
$78.00
|
$100.00
|
$138.00
|
$176.00
|
$220.00
|
$290.00
|
|
$1,501-$2,000
|
$83.00
|
$104.00
|
$137.00
|
$187.00
|
$229.00
|
$286.00
|
$373.00
|
|
$2,001-$2,500
|
$104.00
|
$131.00
|
$169.00
|
$230.00
|
$283.00
|
$353.00
|
$457.00
|
|
$2,501-$3,000
|
$125.00
|
$155.00
|
$203.00
|
$277.00
|
$337.00
|
$416.00
|
$544.00
|
|
$3,001-$3,500
|
$145.00
|
$169.00
|
$242.00
|
$323.00
|
$389.00
|
$482.00
|
$626.00
|
|
$3,501-$4,000
|
$167.00
|
$190.00
|
$278.00
|
$366.00
|
$442.00
|
$560.00
|
$710.00
|
|
$4,001-$4,500
|
$186.00
|
$214.00
|
$340.00
|
$409.00
|
$492.00
|
$636.00
|
$794.00
|
|
$4,501-$5,000
|
$209.00
|
$240.00
|
$383.00
|
$455.00
|
$546.00
|
$708.00
|
$877.00
|
|
$5,001-$5,500
|
$235.00
|
$275.00
|
$425.00
|
$512.00
|
$604.00
|
$794.00
|
$962.00
|
|
$5,501-$6,000
|
$262.00
|
$298.00
|
$461.00
|
$569.00
|
$659.00
|
$880.00
|
$1,048.00
|
|
$6,001-$6,500
|
$287.00
|
$329.00
|
$503.00
|
$629.00
|
$721.00
|
$961.00
|
$1,132.00
|
|
$6,501-$7,000
|
$313.00
|
$360.00
|
$545.00
|
$689.00
|
$799.00
|
$1,043.00
|
$1,214.00
|
|
$ 7,001-$8,000
|
$347.00
|
$401.00
|
$605.00
|
$779.00
|
$912.00
|
$1,172.00
|
$1,386.00
|
|
$ 8,001-$9,000
|
$383.00
|
$443.00
|
$671.00
|
$875.00
|
$1,050.00
|
$1,301.00
|
$1,554.00
|
|
$ 9,001-$10,000
|
$431.00
|
$485.00
|
$743.00
|
$961.00
|
$1,190.00
|
$1,430.00
|
$1,727.00
|
|
Over $10,000 Trip Cost
|
5.40%
|
6.60%
|
7.80%
|
9.60%
|
12.00%
|
16.80%
|
22.80%
|
|
Over 31 days Trip Length
|
$4.20
|
$5.40
|
$6.60
|
$7.80
|
$9.00
|
$10.20
|
$11.40
|
|
Plus $6.00 admin fee (per policy)*
|
*This fee is refundable, but non-commissionable
TRAVEL PROTECTION AND ASSISTANCE SERVICES
PROVISIONS
- The maximum trip length for this plan is 365 days.
- The plan will cover up to 10 travelers on a single policy.
- Coverage for Financial Insolvency is included if plan is purchased prior to/or within 24 hours of the Final Payment.
- Look back period for Pre-Existing Medical Conditions is 180 days.
- The exclusion for Pre-Existing Medical Conditions will be waived if:
-
- Plan is purchased prior to/or within 24 hours of the Final Payment.
- The booking for this trip must be the first and only booking for the travel period and destination;
- Your client is not disabled from travel at the time they pay their premium.
- The Plan may be purchased anytime prior to the departure date.
- Coverage for Travel Delay requires a delay of at least (6) hours before coverage will go into effect.
- Daily roster remittance, via electronic data transfer, must be submitted to CSA containing all required sales data for guests who purchased the insurance plan. CSA requires reporting all insurance policies once per day. Electronic reporting can be transferred in the form of e-mail, diskette, or other means approved by CSA. CSA will provide an Electronic Reporting Template and Reporting Specifications.
- CSA will provide a Certificate of Insurance to each client who purchases the plan, via e-mail or the USPS.
- FREE LOOK: Within 10 days of receiving the travel insurance material, the client may request a full refund of the insurance payment. The client’s refund request must be received prior to the client’s scheduled trip departure date. After the 10-day free look the payment for the plan is non-refundable.
- This product is underwritten by Stonebridge Casualty Insurance Company. CSA's non-insurance Assistance and Concierge Services are provided by CSA's designated provider.
| Underwriting Limits |
| Age 0-70 |
Age 71-80 |
Age 81+ |
$50,000 Per Person
$100,000 Per Trip |
$25,000 Per Person
$50,000 Per Trip |
$20,000 Per Person
$30,000 Per Trip |
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